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    Welcome to California Home Lending

    Browse around our site and you will find everything you need, including helpful information, calculators and more.
    Also, don't forget to use the form within the banner to see how much lower our rates are than the big banks.
  • Apply Now

      Short Application

      Use our Short Application to quickly see if you qualify and obtain a pre-approval letter.

      Full Application

      We suggest filling out this application only if your loan consultant has instructed you to do so. This application requires you to setup a user name and password for yourself.

      Download Application

      You can download the application material now and mail or fax it to us. This is a full application that can be printed as opposed to the online application that can be filled out on a browser.
  • Purchase
      Purchasing a home is a very exciting time, and being well prepared will help you make better decisions. Take this opportunity to learn more about home buying and the mortgage process.

  • Refinance
      Why pay more than you have to? Don't miss out on super low rates.
      Changing the terms of your loan can benefit you and maximize your monthly income

  • Tools & Info
    Use the form within the banner on the home page to see how much lower our rates are than the big banks. Then fill out our short application to see if you qualify and obtain a pre-approval letter. If you have any questions, just click Contact Us or call us at 866-724-7769 .
  • About Us

    Who We Are

    California Home Lending helps people get better rates than the big banks and offers better customer service during the process.

  • Contact Us
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Get a Rate Quote In Seconds
Including Closing Costs
Loan Amount:
Property Value:
Loan Type:
State:
County:
Purpose:
Residence Type:
Units:
Documentation:
Lock Period: 15 30 45 60
Credit:
 
Testimonials

"Cal home lending I must say is a very progressive mortgage company. You guys are spot on and I have really appreciated working with good real people. Thanks again for getting my loan done so quickly and saving me time and money."
Brody - Sebastopol, CA

"I want to thank Cal Home Lending for helping me with my refinance for the second time in the last three months. Your team and processors are amazing. I have done many purchases and refinances in the past and this has been my best experience yet! You all worked with me professionally every step of the way. I have many properties which I own and I am already preparing documents for yet my 3rd refinance with you. Thanks again!"
Kurtis - Newport Beach, CA

"Thank you for a getting my wife and I through our refinance. I was worried when we came across some bumps in the road when we found unknown liens on our title. Your processors where so friendly and helpful getting everything cleared up for us in an extremely timely manner, answering all of our questions and making us feel secure that this will get done and done the right way. My wife and I just wanted to make sure you knew how much we appreciated the time you spent with us and taking care of getting our refinance done in a very quick timeline even with what we came across. I am very happy, my wife is very happy to have had Cal Home lending working for us. We will definitely recommend you to all of our friends. "
Scott and Penny - Ventura, CA

"Thank you for a very quick and easy process for a refinance. I will be recommending you to anyone I know with great credit who needs to refinance. Your rates, fees, and professionalism are worth talking about."
John - Santa Cruz, CA

"Cal Home lending deserves to be recognized. I appreciate all that you have done for me during our refinance. Not only did my rate and monthly payment lower, I feel like I have a new friend in the neighborhood. I will be sure to recommend Cal Home Lending to my co-workers and friends in the area."
Tammy - Orange, CA

"My greatest gratitude goes out to Cal Home Lending. My pessimism was turned to optimism. Thank you for being clear on how you were going to save me more money with Cal Home Lending vs. with the other companies I was researching for a refinance. I am very happy with my fees, rate and term and how you were able to get my loan done so fast. I will be sure to keep the positive outlook and tell all about you. Thanks again."
Jennifer - San Diego, CA

"I am so glad I called Cal Home Lending and did my loan with all of you. So many companies I talked to were not honest and upfront. From the beginning you were relaxed and as a matter of fact and pointed out even more ways I could save money on my refinance. I am extremely happy with the way you treated me and I will be sure to send my regards to others I hear in need of a refinance or purchase loan."
Stowe - San Jose, CA
 

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Purchase a Home
Are you looking to purchase a home? Use the form within the banner above to see how much lower our rates are than the big banks. Then fill out our short application to see if you qualify and obtain a pre-approval letter.
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Rate Watch
If the rate you desire isn't available, RateWatch can notify you when it is. Just click the link and fill in the rate you are looking for. If the rates ever becomes available, you will be notified.
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Refinance
Are you looking to refinance? Use the form within the banner above to see how much lower our rates are than the big banks. Then fill out our short application to see if you qualify and obtain a pre-approval letter.
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Tools & Calculators
We have put together some helpful information including several calculators to help you make sense of the numbers. We also suggest you use the banner above to see how low our rates and closing costs are!